Investor Relations

Terhal Schengen

We Offer

Terhal Schengen

Covers any emergency, medical & air ambulance expenses also personal liability up to $1,000,000

Including cover for trip cancellation , Loss of baggage to many other benefits to travel around the world with absolute peace of mind.

Schengen Plan

Schedule of Benefit

(The following is only a summary of the main cover limits. You should read the rest of this Contract for the full terms and conditions)

SecCover Terhal Schengen As per plan
APersonal Accident€30000
BEmergency Medical and Air Ambulance Expenses€ 30000
Emergency dental care€750
Repatriation of mortal remains€ 7500
Repatriation of family member travelling with the insured person€1000
Travel of one immediate family member€1000
CLoss of Checked BaggageNil
Delayed BaggageNil
DLoss of Baggage whilst on a TripNil
EPersonal LiabilityNil
GEscort of Dependant ChildEconomy Tickets
HEmergency Return Home following Death of a Close Family Member€ 2000
IDelivery of MedicinesNil
JRelay of Urgent MessagesNil
KLong Distance Medical Information ServiceNil
LMedical Referral/ Appointment of Local / Medical SpecialistNil
MConnection ServicesNil
OLoss of PassportNil
PCancellation and CurtailmentNil
QTravel Delay $1,000
12 Hours
$ 100 after 12 hours and $ 50 for each additional 6 hours of delay
RMissed DepartureNil
SAdvance of Bail BondNil
TLegal ExpensesNil
UPersonal MoneyNil
VCredit Card FraudNil


  • Some sections of cover also have additional sub limits- for example, Section C D have a single article and valuables limit.
  • Death, loss of limb or loss of sight benefit under the age 16 and over 65 shall be limited IJS$5000.
  • No PTD benefit for participants aged under 16 or over 65.
  • An aggregate limit of IJS$I million will be applicable to each group cover bound. Please refer Policy Wording for T&C.