At various times, we will exchange personal information with certain other approved organizations for underwriting and fraud
prevention purposes and we may provide such information to others where required or permitted by law. Also, your personal
information will sometimes be used and analyzed by us and other companies in the Dar Al Takaful for the following purposes:
Managing and administering products and services that we supply – in the case of insurance products this will include
underwriting, reinsurance and claims handling purposes and may include disclosing your information to other insurers,
reinsurers, regulatory authorities or to our agents who provide services on our behalf;
Considering any applications for products you may make and to help in making credit-related decisions about you where
Servicing other relationships you may have within the Dar Al Takaful;
Financial risk assessment, money laundering checks, compliance and regulatory reporting and fraud prevention
Assisting in making decisions on insurance proposals, other products and any claims made by you, members of your
household, and others connected with your insurance proposals and claims; and
Helping us and the Dar Al Takaful to develop new and innovative products and services.
We may send data in confidence for processing to other companies within the Dar Al Takaful (or companies acting on their
instructions) including those operating outside Gulf Region. By entering your details onto our website you are consenting to such
use of your personal data.
Disclosure of your information to a third party outside of the Dar Al Takaful will only be made where the third party has agreed to
keep your personal information strictly confidential and use it only for the specific purpose for which we provide it to them and:
It is necessary for the performance of any product/service agreement we have with you; You have given your consent to
Such disclosure is required or permitted by law;
We are entitled to transfer rights and/or obligations as provided under the terms of any policy you may purchase;
Any such third party provides benefits or services to you under or in connection with any product/service agreement with
It is a credit reference or fraud prevention agency.
Enhancements in technology may result in changes in the way we view, record and use your personal information. If we think the
changes could be to your disadvantage, we will advise you, by email and by posting a notice of amendment on the Site, at least 30
days before the changes become effective. If you then continue to use a service or product for a further 60 days we will assume you
have consented to the changes.