Investor Relations

General Accident Insurance

Money

Money Insurance policy provides cover for loss of money in transit between the insured’s premises and bank or post office, or other specified places occasioned by robbery, theft or any other cause covered. The policy also covers loss by burglary whilst money is retained at Insured’s premises locked safe. The premiums applicable are calculated based on the estimated annual carryings and maximum limit of money kept in the safe or on the premises.

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Fidelity Guarantee

This insurance covers the Insured’s financial losses resulting from infidelity (dishonesty) of employees. This insurance is designed to cover the client in respect of any financial losses caused due to fraud or dishonesty by his employees such as misappropriation of money or goods belonging to the business. The cover is operative only if the act of fraud is committed during the period of insurance and discovered within the pre-agreed time period which shall be noted on the policy. The cover can be arranged on individual names or positions basis or on blanket unnamed basis.

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Plate Glass

The extensive use of plate glass in modern architecture has produced a requirement for special comprehensive insurance. Plate Glass insurance is an annual policy that covers accidental breakages of the plate glass fixed to display windows or show cases of commercial establishments.

Extended Warranty

An Extended Warranty insurance is a prolonged warranty offered to consumers in addition to the standard manufacturer’s warranty on a new item. This insurance is available for motor vehicles, consumer electronic items and gadgets. Most often mechanical breakdowns occur after the manufacturer’s warranty has expired. The rising costs of repairs following this expiry makes purchasing an Extended Warranty insurance a necessity.

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GAP Insurance

The most comprehensive vehicle insurance may have still gaps in coverage. That can mean one ends up with a potentially significant expense if a vehicle is stolen and unrecoverable, or is written off as a total loss. This is usually because an insurance settlement for such claims after applying the depreciation on the vehicle may be less than the outstanding balance of a finance contract for the same. GAP Insurance offers protection in situations like these by paying the shortfall amount owing to the Finance Company or bank.

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SMART Insurance

SMART Insurance provides small accidental damage cover for the covered motor car using a body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus under the motor policy. This insurance covers your car against minor chips, minor dents and light scratches subject to the policy terms and conditions.

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